How do I get a Cover Note with the Flock Cover App?

We sometimes get asked when people are producing their Operations Manual and are using Flock Cover for Pay As You Fly Insurance, where to find the Cover Note in the app.

It takes only a couple of steps and will be instantly emailed to you.

Download and register with Flock Cover

Firstly, download the app from the App Store (for iOS) or Google Play (for Android).

Request your Cover Note

Open the menu and select 'Your Details'.

In the 'Your Details' page, scroll down (and in quite small text), under Applying for, or renewing, your PfCO? Select 'Request your Cover Note here'.

Finally, and this is very important you need to tell Flock Cover what name you would like on your Cover Note. It is essential that the policyholder's name matches the legal name that is stated on your PfCO and in your Operations Manual.

See below for examples.

Sole traders:

Applicant name:
John Smith
or
John Smith Trading As JS Media Drones

Accepted policyholder name on Cover Note ✅:
John Smith
or
John Smith Trading As JS Media Drones

Unaccepted policyholder name on Cover Note ❌:
JS Media Drones.

Reason: This is because this name does not include the name of the legal entity applying for the PfCO- 'John Smith'.

Limited Companies

Applicant name:
Jones Logistics Limited.
or
Jones Logistics Limited Trading As Jones Transport Services

Accepted policyholder name on Cover Note ✅:
Jones Logistics Limited
or
Jones Logistics Limited Trading As Jones Transport Services

Unaccepted policyholder name on Cover Note ❌:
Jones Transport Services.

Reason: This is because this name does not include the name of the legal entity applying for the PfCO- 'Jones Logistics Limited'. (The CAA also states that the limited company name must match what is registered on Companies House).

Open your email

Once you've supplied a name, your Cover Note will be instantly emailed to your registered email address.

The Cover Note will contain:

Flock registration ID
Minimum limit of Liability Indemnity
Eligible UAVs
Policy underwriter
When the cover is valid from and to.

Now, even though you will 'pay as you fly', the CAA will still require you to supply when the Cover Note is valid to, so use the date on this downloaded Cover Note.

Included in the PDF is a sample of how your schedule will look, each and every time you purchase the insurance cover.

Conclusion

If you don't think a 12-month policy is right for you, then a Pay as you Fly Insurance is worth considering, starting from as little as a couple of pounds per flight (for low-risk factor areas).

A number of other companies are now offering Pay As You Fly insurance policies so please do shop around to see what works for you, however please ensure that they are EC785/2004 compliant.

If you are having issues with your policy, please contact your respected insurer.

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